ICICI Bank Personal Loan with All Details

Personal Loan helps us in sudden emergencies, vacation, wedding in the family, fees of education, or whatever need. The most significant thing about personal loan is that do not require any collateral securities or FD. Customers can avail of personal loan easily and instantly.

Do you have financial needs such as a vacation, a lavish wedding for your daughter, or home renovations? A personal loan is the only quick and reliable way to receive the money you need, and ICICI Bank will credit your account with the loan amount within a few days if you meet the requirements and have all the required paperwork. The following list includes information on the bank’s features, advantages, costs, fees, and interest rates.
Lots of things, keep ready and in mind while applying for Personal Loan from ICICI bank. Such as eligibility criteria, required documents, interest rate, processing fees and loan application process. Let’s talk one by one.

Loan Amount Sansection by ICICI Bank:-

ICICI Bank offers loan amount up to 50 Lac based on your profile. Because, loan amount approval is based on your annual income. A personal loan can be availed by both self-employed and salaried person.

To Read this:- Personal Loan from Bank of Baroda

Interest Rate on ICICI Bank Personal Loan

The interest rate of ICICI Bank personal loan starts from 10.50% to 22%. The interest rate varies from profile to profile, also depend on your cibil score, credit history, income source, etc. The average interest rate of ICICI Education loan is 12.5%.

Eligibility Criteria of ICICI Bank Personal Loan

When anyone looking for personal loan from ICICI Bank he/she have to eligible for personal loan. The eligibility criteria is followings.

  • The age of the applicant must be 23 years.
  • the applicant must have Indian citizenship.
  • The monthly income of applicant is more than 30,000 per month.
  • Have a good credit history and cibil score.
  • Having a Savings Account with any of the banks in India.

To Read This Also:- SBI Education Loan Scheme for Indian and Abroad Studies

Documents Required for ICICI Bank Personal Loan

The following documents are very crucial for Personal Loan. These documents keep ready in advance for loan application.

  1. Pan Card
  2. Bank Statement (Past 6 months)
  3. Salary Slip for salaried person (Past 3 month)
  4. 2-year ITR (for self-employed person)
  5. Bank account passbook
  6. Proof of Identity: Passport/Driving Licence/Voters ID/PAN Card (any one)
  7. Proof of Residence: Leave and Licence Agreement/Utility Bill (not more than 3 months old/Passport (any one)
  8. Office address proof and Proof of residence or office ownership.
  9. 2 passport size photograph.

These documents are kept in hand while applying for personal loan from ICICI Bank.

Loan Tenure of ICICI Bank personal loan:-

The loan repayment time is 6 months to 84 months. For salaried person, 5 years of repayment time in Easy Monthly Instalment and 7 years for a self-employed person. Person can choose repayment of loan according to convenience within the given period.

How to apply for ICICI Bank personal loan:-

Applicants can apply for a personal loan online and offline. The online platform is official website of ICICI Bank. Offline, applicant can visit the nearest branch of ICICI Bank.

Processing Fees of ICICI Bank personal loan:-

The processing fees of ICICI Bank personal loan are 2.25% of the loan amount and GST (According to govt. norms)

ICICI Bank Customer Care No.

You may call ICICI bank Customer Care on 18601207777 between 08:00 a.m. and 08:00 p.m.

This is the information related to ICICI Bank personal loan. According to experts, ICICI bank is leading bank which provides personal loan at easy, quick and affordable interest rates.

Click Here Apply ICICI Bank Pesonal Loan

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